Finacle steps easy in banking

********** Freezing an Account (AFSM)********** An account can be frozen in the following cases, viz, Court Order, Garnishee Order, Income Tax/Wealth Tax/Gift Tax attachment, Insolvency, insanity, Dispute between the account holders, death of an account holder, etc. The freezing can be of three types. Total freeze, Credit Only, Debit Only. Freeze can be done either at the account level, when only the account is frozen or at the Customer Id level, when all the accounts linked to the customer id is frozen. Menu Option:  AFSM - Select ‘F’ * Freezing an Account Step-By-Step 01. AFSM - Enter 02. F - F4 - Reason (F2 to select) - F4 03. Freeze Code (T/C/D) - F4 04. Ac ID - Tab - Move to Remark Field and Enter Remark - F4 05. Press F10 *  Verification 01. AFSM - Enter - V - F4 02. A/c ID - F4 03. Press F10 to complete the task                  ********** Unfreeze********** When it is found necessary to revoke the re...

    ********** Activation of Dormant Account********** When there has been no financial activity for a long period of time, other than posting of interest, an account can be classified as dormant. Once the account turns dormant you cannot operate account like money cannot be withdrawn, cheque clearance etc. Statute of limitations usually does not apply to dormant accounts, and funds can be claimed by the owner or beneficiary at any time. * Modification  01. ACM - Enter - M - AC ID - F4 02. Option S - F4 - F6  03. Change Account Status "D" to "A" - F4 - F10 *  Verification  01. ACM - Enter - V - AC ID - F4  02. Option S - F4 - F6 - F4  03. Option 0 (Zero for General Details) - F4 04. F6 - F6 - F4 - Finally Press F10 to Save

**********Account Lien Maintenance (ALM)********** One can lien certain amount in an account in Finacle which can not withdrawn unless lien is removed. Lien can be marked in account due to Income Tax Attachment Order, Garnishee Order, Margin Money or Collateral security etc. Even if a customer want load against Fixed Deposit, the FD can be marked lien as guarantor for loan. * Account Lien Maintenance Step-By-Step 01. ALM - Enter  02. A - F4 - AC ID - F4 03. Amount (Mention amount to be Lien) - Tab 04. Expiry Date (the lien will be automatically removed after the date) - Tab 05. Reason (Press F2 and select from list) - Tab 06. Reason (Mention detail lien reason) - F10 *  Verification  01. ALM - Enter -  02. V - F4 - AC ID - F4 - Check Lien Details 03. Press F10 to complete the task Use ACCBAL command to verify the lien amount * Removing Lien (Manually)  01. ALM - Enter 02. M - F4 - AC ID - f4 03. Change the Lien amount to...

         ********** Customer Search (CUS)********** In case if you want check a customer is an exciting customer of your bank or not, to find out Customer Id of a person or to know the details, the menu option  CUS  can be used in Finacle (Web Mode).  HCUS  is the menu otion for ONS Mode of operation. Customer ID Search Step-By-Step 01. CUS - Enter 02. Now fill-up any of the relevant fields like Customer Name, Short Name, Address or Phone No 03. To get accurate result Enter more than one field  - Press F4 04. It may show one or more result depending upon the Data entered. 05. Select one record and Press Ctrl+E to check Customer Details 06. If there is no record in the list - Press F3  and Change Data to search again

***********Chequebook Maintenance (CHBM)********** Various cheque book maintenance related operations can be carried out using  CHBM  web menu option. In case of verification  CHBMAU  menu option should be used. Inquire Cheque Book Status 01. CHBM - Enter 02. I - F4 - A/c Id - F4 03. Select the Series - Press Ctrl + E to check details Add Acknowledgement (If chequebook earlier issued without Acknowledgement) 01. CHBM - Enter 02.  A  ( Acknowledgement)  - F4 - A/c Id - F4 03. Select the Chequebook, Shft + F4  04. Press F10 Verification 01. CHBMAU - Enter 02. V - F4 - A/c No - F4 03. Press F10 Destroy Chequebook (Single / Multiple Instruments) 01. CHBM - Enter 02. A - F4 - A/c Id - F4 03. Begin Cheque No - F4 - No of Leaves - F4 - F10 Verification 01. CHBMAU - Enter 02. V - F4 - A/c No - F4 03. Begin Cheque No - F4 - F10 Caution a Cheque  01. CHBM - Enter 02. C - F4 - A/c Id - F4 03. Begin Cheque No - F4 - No of Leaves - F4 - F10 ...

      **********  Stop Payment Processing (SPP)  ********** *  Stop Payment  Step-By-Step 01. SPP - Enter 02. S - F4 - A/C ID - F4   03. Begin Cheque No - F4 - No of Leaves - F4 04. Enter Party Details Name - Tab -  Date - Tab - Amount 05. Tab - Reason Code (Press F2 and Select from List ex. Option 2) - F4 06. Option - C (Charge Collection) - F4 - F4 07. Press F10 and send for Verification Note: Use the option 'G' for modification of general details *  Stop Payment Verification 01. SPPAU - Enter 02. V - F4 - A/c ID - F4 03. Begin Cheque No - F4 - F4 04. Option C - F4 - F4 05. Press F10 06. Print Dialogue Box will appear. 07. F (Foreground) - F4 - Y (Print required) - F4 - mention no copies & Printer 08. Press F10 to generate the STOP payment confirmation letter. *  Inquire whether cheque is stopped or not. 01. ACM - Enter  02. I - F4 - A/C ID - F4 03. Option ...

*  search the account number of particular cheque,  * use the menu option  INQACHQ . 01. INACHQ - Enter 02. Enter Cheque Number - Tab - Sol ID - F4 03. Now the account number having the same Cheque number will be displayed.                                                  CAUTION Sometime it may show multiple account numbers with same cheque number. Remember those accounts have cheque with same number but  with different alpha series .

Demand Drafts/Banker’s Cheque/Pay Order BY CASH *  Menu Option –  TM / HDDMI DD by Cash Step-By-Step 01. TM - A - F4 - C/NR - F4 02. Enter DD A/C No (To Select Press F2 - Scheme Type - DDA - F4 - Select DD AC) - F4  03. DD Amount- Tab - C - Tab - Narration "DD by cash"- F4  04. Mention City- Tab - Branch - F4  05. Payee Name - F4 (Payee name Must be Exact as per Slip) - Purchaser Name - F4 06. Print Option - L - F4 (View Charge) - F4  07. Use DOWN ARROW to Visit all Part Tran 08. POST all Part Trans (P- F4) - Finally Press F10 08. Note Down DD No / TRANID and Proceed to Printing of a Single DD  

                                   Printing of a Single Demand Draft (DD)  Single Demand Draft Printing Step-By-Step *  Menu Option:  DDPRNT 01. DDPRNT - Enter 02. Mention DD No or Tran ID & Part Tran No (normally 1) - F4 03. Mention Date - F4 04. Make your Printer ready with Blank DD  05. Press F4 to start printing. 06. Once Printed OK (Y), Press F10 or Click Commit if the employee cancels the transaction in between it may affect the payment gateway.                                     ********** PRINTING OF DD IS DONE ********* *

                                Issue of Pay Order Step-By-Step *  pay order is issued only within local clearing area. 01. TM - A - F4 - C/NR - F4 02. Select PO A/C No (To Select Press F2 - Scheme Type - DDA - F4 - Select PO AC) - F4  03. PO Amount- Tab - C - Tab - Narration (PO by cash)- F4  04. Payee Name - F4 (Payee name Must be Exact as per Slip) - Purchaser Name - F4 05. Print Option - L - F4 (View Charge) - F4  06. Use DOWN ARROW to Visit all Part Tran 07. POST all Part Tran - P - F4 - F10 08. Note Down the TRANID and Proceed to Printing (Same af Printing of a Single DD)                  **********PAY ORDER WILL BE COMPLETED**********